Insurance Approved Trackers

Protect your vehicle. Meet your insurer’s requirements.

Insurance trackers are often required by insurers, especially for high-value or high-risk vehicles, as a condition of cover against theft. At Tracker999, we don’t just sell trackers, we offer expert advice, professional installation, and ongoing support, ensuring you get the right tracker for your policy and peace of mind.

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Browse Our Insurance Trackers

  • Thatcham S7 Insurance Approved Tracker

    Original price was: £195.00.Current price is: £145.00.
  • S7 Motorbike Trackers

    Original price was: £195.00.Current price is: £145.00.
  • Thatcham S7 Insurance Approved Tracker

    Original price was: £195.00.Current price is: £145.00.
  • Thatcham S5 Plus Insurance Approved Tracker

    Original price was: £345.00.Current price is: £299.95.
  • Thatcham S5 Insurance Approved Tracker

    Original price was: £245.00.Current price is: £199.95.
  • Thatcham S5 Insurance Approved Tracker

    Original price was: £295.00.Current price is: £199.95.
  • Thatcham S5 Plus Insurance Approved Tracker

    Original price was: £345.00.Current price is: £299.50.

Why Invest In Insurance Approved Trackers?

Vehicle Security and Theft Recovery

Increase the likelihood of recovering your car if it is stolen. Trackers provide real-time GPS tracking and 24/7 monitoring, enabling authorities to quickly locate and recover your vehicle, often within hours of a theft. This rapid response can minimise loss, prevent further damage, and reduce the inconvenience associated with vehicle theft

Lower Insurance Premiums & Potential discounts

Many UK insurers offer reduced premiums for vehicles fitted with insurance-approved trackers. Because these trackers lower the risk of theft and improve recovery rates, insurance companies are often willing to pass on savings to policyholders, with discounts as high as 20%.

Compliance with Insurance Requirements

For certain vehicles, particularly high-value cars or those considered at higher risk of theft, insurance companies now often mandate the installation of an insurance-approved tracker as a condition of coverage. Failing to comply can mean your policy is not valid, leaving you unprotected in the event of a claim

What Are Insurance Trackers?

Insurance trackers are tracking devices that meet the standards required by UK insurers for certain vehicles. They’re most commonly fitted to high-value or high-risk cars, vans, motorhomes, and motorbikes. To be considered “insurance approved”, a tracker must meet standards set by independent organisations like Thatcham Research or TASSA. These standards ensure that the device is reliable, secure, professionally installed, and fit for purpose. Our insurance trackers are monitored 24/7 by a secure control centre. If your vehicle is stolen or tampered with, they can respond quickly, often contacting police and helping recover the vehicle in real-time.

Thatcham Approved


Thatcham Approved trackers are vehicle tracking devices that have passed strict, independent testing by Thatcham Research, a not-for-profit group founded by British insurers. Thatcham has played a key role in vehicle security since 1969. Every insurance tracker we offer is Thatcham-approved.

Their tracker categories include:

  • S7 – Provides stolen vehicle tracking, tamper alerts, and 24/7 control centre support.
  • S5 – All of the above, plus Automatic Driver Recognition (ADR), which detects if an unauthorised person attempts to drive the vehicle.

By choosing a Thatcham-approved tracker, you know you’re buying something that meets your insurer’s security requirements and has been properly assessed for real-world use.

Thatcham Approved Trackers
Rear view of black Porsche 911 with Thatcham Accredited sign in background

Benefits of Insurance Approved Trackers

Thatcham approved trackers are rigorously tested to meet high standards set by Thatcham Research, a respected authority in vehicle security. This ensures the tracker is fit for purpose

There are many reasons to invest in a Thatcham approved tracker. You buy a Thatcham approved tracker to meet insurance requirements, lower your premiums, protect your vehicle with industry-leading technology, and enjoy peace of mind knowing your asset is safeguarded by one of the most trusted names in vehicle security.

Insurance

Many insurance providers require a Thatcham-approved tracker to be installed, especially for high-value vehicles or business fleets. Not having one could invalidate your cover or prevent you from getting insurance at all

Reduced Premiums

As well as making them a requirement, insurers will often offer reduced premiums for vehicles fitted with Thatcham approved devices because these trackers significantly reduce the risk of theft and improve recovery rates.

Advanced Features

These trackers typically offer real-time GPS tracking, motion detection, tamper alerts, and 24/7 monitoring. Higher-end models (like Category S5) include driver recognition and even remote immobilisation, making it much harder for thieves to steal or keep your vehicle

Fit The Equipment

Thatcham trackers facilitate direct communication between monitoring centres and the police, improving the chances of swift recovery if your vehicle is stolen. They are Ideal for high-value vehicles like Range Rovers, Ford Mustangs, BMWs, commercial vehicles and more

How Do I Get an Insurance Tracker Installed?

We provide a nationwide installation service for Thatcham approved trackers

Tracker Fitting

Getting your insurance tracker professionally installed is essential. Most insurers require proof that the device has been fitted by a certified installer, and a poor installation job can lead to wiring problems or invalidate your policy. We offer a nationwide installation service, trusted by businesses and individuals alike. Our technicians are trained, experienced, and take great care with every vehicle. We install discreetly, protect your vehicle’s interior and electrics, and provide the documentation your insurer needs.

Your car is your pride and joy, and we treat it with the respect it deserves.

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Vehicle technician in Tracker999 uniform fitting a tracker inside a car

S7, S5, or S5 Plus: Which One Should You Pick?

Thatcham S7

  • Entry-level option
  • Includes GPS tracking, 24/7 monitoring, tamper alerts
  • Focuses on recovery after theft
  • Suitable for standard cover or lower-value vehicles

Thatcham S5

  • Includes all S7 features
  • Adds ADR (Automatic Driver Recognition)
  • Detects unauthorised attempts to drive the vehicle
  • Required by insurers for many high-value or high-performance cars
  • More proactive protection

Thatcham S5 Plus

  • Includes everything in S5
  • Often includes remote immobilisation, advanced recovery protocols
  • Suited to prestige vehicles or those most at risk

Let’s find your ideal tracker

With all the options available – S7, S5, S5 Plus and additional factors such as installation, subscription fees, and insurance terms, it’s easy to feel overwhelmed.
We understand. We hear this from customers every day. At Tracker999, we’ve been in the automotive and vehicle security space for years. We don’t just sell you a box and leave you to it. We’ll explain the differences in plain English, find out what your insurer needs, and help you choose a tracker that ticks every box, for your insurance and for your peace of mind.

Get In Touch

Contact us today.

If you’re not sure which one your insurer requires, we can help. It’s important to check before buying, and we’re happy to guide you through it.

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